At Bayinsure we understand each business is unique. Having the right cover in place is crucial to protecting your most important asset. We offer tailor made insurance policies that meet the specific needs of each business we insure.
No matter what type of business you are operating, our Business Insurance Brokers can provide expert advice on insurance covers
What covers are available for businesses?
There are a variety of covers available for businesses, including:
- Property Damage: Providing cover for loss or damage to building, stock or contents.
- Business Interruption: Where loss or damage to insured property makes your property uninhabitable and you lose income in your business.
- Public Liability Insurance: Covering legal liability associated with personal injury and property damage claims to others.
- Machinery Breakdown: Damage to machinery items such as air conditioners, lifts/escalator, generators, pumps, fridges/freezers/cool rooms and other equipment at your premises. Glass: Damage to fixed glass internally and externally.
- Money: Theft of money from your premises, being transported to the bank or in your private residence.
- Motor Vehicle Insurance: Damage to motor vehicles including third party damage.
- Tax Audit Insurance: Accountants fees associated with a tax audit.
- Portable Items: Tools, computer and phone equipment and other portable items.
- Management Liability: Covering the business and directors for liability and losses that can arise from running a business including legal claims against directors, employment practices liability, occupational health & safety expenses, personal tax liabilities relating to unpaid taxes of an insolvent company, fraud/crime, fines and penalties etc.
- Crime Insurance: Theft by employees or third parties stealing yours or your client’s money, securities or property.
- Professional Indemnity Insurance: Legal claims associated with a breach of your professional duty.
- Product Recall: Covering recall of your products due to safety concerns
- Transit and cargo insurance: Covering damage to goods while in transit in Australia and around the world.
- Cyber Insurance: A growing coverage need for businesses is Cyber insurance. The purpose of these policies are to cover you for cyber events which can include.
- And much more
How do our Business Insurance Brokers assist you in managing your insurance?
Choice
We have access to a wide-ranging number of insurers, some that only deal with insurance brokers. We will ensure we have considered the most appropriate insurers when offering an insurance policy.
Advice
We provide personalised advice to ensure the policy you purchase specifically meets the needs of your business.
Claims Management
The true test of the value and integrity of our relationship is our fast and efficient claims service. We work for you and not the insurer and we will advocate to ensure you get the maximum settlement at the time of a claim.
Our Partner Issuers
