There are a wide-ranging risks associated with operating a business in the hospitality industry. It is important to ensure you have appropriate cover to protect your most valuable asset. At Bayinsure we understand every business has its own unique needs. We provide customised insurance solutions for the hospitality industry.
Whether it be a claim associated with fire, malicious damage, slip and falls, food poising, breakdown of equipment, and so on, we can tailor an insurance policy that specifically meets your needs.
What hospitality businesses can you insure?
We specialise in the following areas of hospitality insurance:
- Restaurants
- Cafes
- Bistros
- Coffee Shops
- Breweries
- Hotels
- Motels
- Other short term accommodation facilities
- Pubs
- Night Clubs
- Bars
- Caravan Parks
What covers are available?
Covers available for the hospitality industry can include:
- Property damage: Providing cover for loss or damage to building, stock or contents.
- Business Interruption: Where loss or damage insured by policy makes your property uninhabitable and you income in your business.
- Public Liability Insurance: Covering legal liability associated with personal injury and property damage claims to others.
- Machinery Breakdown: Damage to machinery items such as air conditioners, lifts/escalator, generators, pumps, fridges/freezers/cool rooms and other equipment at your premises. Glass: Damage to fixed glass internally and externally.
- Money: Theft of money from your premises, being transported to the bank or in your private residence.
- Motor Vehicle Insurance: Damage to motor vehicles including third party damage.
- Management Liability: Covering the business and directors for liability and losses that can arise from running a business including legal claims against directors, employment practices liability, occupational health & safety expenses, personal tax liabilities relating to unpaid taxes of an insolvent company, fraud/crime, fines and penalties etc.
- Cyber Insurance: A growing coverage need for businesses is Cyber insurance. The purpose of these policies are to cover you for cyber events which can include.
- And much more
How do our Marine Insurance Brokers assist you in managing your insurance?
Choice
We have access to a wide-ranging number of insurers, some that only deal with insurance brokers. We will ensure we have considered the most appropriate insurers when offering an insurance policy.
Advice
We provide personalised advice to ensure the policy you purchase specifically meets the needs of your business.
Claims Management
The true test of the value and integrity of our relationship is our fast and efficient claims service. We work for you and not the insurer and we will advocate to ensure you get the maximum settlement at the time of a claim.
Our Partner Issuers
